Can I Use A Monzo Card Abroad?

Updated 25 July 2019 | by Nakita Mason

It’s a good question and one being frequently asked now that Monzo (and apps like it) are becoming ever more popular and widely used. The short answer and rule of thumb is this; if it’s a country that accepts Mastercard, then it’s a country that will also accept Monzo. 

To better help though we've listed details for some of the most searched for locations to help you get sorted for your travels. Remember, it's always wise to take a back up card with you and it's also strongly advised to always have some cash with you too, just to be safe. 

Monzo is great for use abroad as it doesn't add fees to the exchange rate and you also don't need to notify them in advance. You can also take out up to £200 every 30 days for free, or it's a 3% charge on withdrawals after that. However, not all locations support contactless payments or withdrawals via Monzo, so once again, your best bet is to check out the Monzo site for detailed advice. 

Lastly, while Monzo may not charge you conversion charges, that's not to say the ATMs won't! Take care where you withdraw money from and check the best ways to save money before you travel. 

For in-depth information, check out the Monzo travel forum.

Clickstay is not affiliated with Monzo and this information is purely to help with your holiday planning. For detailed advice, visit Monzo.com

Location                                   

Can I Use My Monzo Card Here?

   Additional Notes

         Europe                                                                    

   
Can I use Monzo in Austria? Yes  
Can I use Monzo in Boznia? Yes Bosnia can be very cash-based so bear that in mind!
Can I use Monzo in Bulgaria? No Monzo isn't accepted at Unicredit Bulbank (Bulgarian United Bank) or Raiffeisen Banks.
Can I use Mono In Cyprus?    
Can I use Monzo in Croatia? Yes  
Can I use Monzo in Czech Republic?    
Can I use Monzo in France?  Yes  
Can I use Monzo in Germany? Yes  
Can I use Monzo in Greece? Yes Lots of places only accept cash however, so it's always best to carry some.
Can I use Monzo in Hungary? Yes  
Can I use Monzo in Ireland? Yes  
Can I use Monzo in Israel? Yes  
Can I use Monzo in Italy? Yes  
Can I use Monzo in Poland? Yes  
Can I use Monzo in Portugal? Yes  
Can I use Monzo in Romania? Yes  
Can I use Monzo in Russia? Yes  
Can I use Monzo in Serbia? Yes  
Can I use Monzo in Slovenia? Yes  
Can I use Monzo in Spain? Yes  
Can I use Monzo in Sweden? Yes  
Can I use Monzo in Switzerland? Yes  
Can I use Monzo in The Netherlands? Mixed Visit the Monzo site for details
Can I use Monzo in Turkey? Yes  
Can I use Monzo in Ukraine? Yes  
Can I use Monzo in United Kingdom ? Yes  

Latin America/ Caribbean

   
Can I use Monzo in Arentina? Yes  
Can I use Monzo in Brazil? Yes  
Can I use Monzo in Chile? Yes  
Can I use Monzo in Columbia? Yes  
Can I use Monzo in Costa Rica? Yes  
Can I use Monzo in Ecuador? Yes  
Can I use Monzo in Guatemala? Yes  
Can I Use Monzo In Jamaica? Yes  
Can I use Monzo in Mexico? Yes  
Can I use Monzo in Miami? Yes  
Can I use Monzo in Panama?  Yes  
Can I use Monzo in Peru?  Yes  
Can I use Monzo in Venezuela? Yes  

America 

   
USA Mixed Yes, but some big chains including Costco don't as of yet accept Monzo. 
Canada Yes  
Detroit Yes  
Kansas City  Yes  
New York Yes  
Washington  Yes  

Middle East & Africa 

   
Bahrain Yes   
Egypt Yes   
Kenya Yes   
Morocco  Yes   
Nigeria  Yes   
Pakistan Yes   
Qatar  Yes   
Saudi Arabia Yes   
South Africa Yes   
United Arab Emirates  Yes   

Asia/Pacific 

 

 
Australia  Yes   
Bangladesh  Yes   
Beijing  Yes   
Shanghai Yes   
Hong Kong Yes   
India Yes   
Indonesia  Yes   
Japan Yes   
Korea (south) Mixed  Visit the Monzo site for details.
Korea (north) No  
Malaysia  Yes   
New Zealand  Yes   
Philippines  Yes   
Singapore  Yes   
Sri Lanka  Yes   
Thailand Yes   

Please note, all information was checked to the best of our ability at the time of writing. 

Notice an inaccuracy? Drop a comment below and we'll happily get it fixed!